Protecting Your Property, Your Guests, and Your Business Reputation

The hospitality industry operates around the clock—and so do its risks. At Vanguard Insurance Group, we provide comprehensive insurance solutions tailored specifically for hotels, motels, resorts, and lodging businesses. Whether you manage a boutique hotel, a multistory property, or a roadside motel, our coverage is designed to safeguard your investment, protect your guests, and keep your operations running smoothly.

Complete Protection for Hospitality Businesses

Commercial Property Insurance

Protects your building, guest rooms, furnishings, equipment, and amenities from fire, theft, vandalism, storms, and other covered losses. Essential for preserving the value of your property.

General Liability Insurance

Covers claims involving guest injuries, property damage, or accidents occurring on your premises. A critical safeguard for hightraffic hospitality environments.

Business Income & Interruption Coverage

Provides financial support if your hotel or motel must temporarily close due to a covered loss. Helps maintain payroll, pay bills, and stabilize operations during downtime.

Innkeeper’s Liability

Protects you if guest property is lost, stolen, or damaged while under your care. A key coverage for lodging businesses.

Commercial Auto Insurance

Coverage for shuttle vans, maintenance vehicles, and other business owned autos used for guest transportation or operations.

Workers’ Compensation

Supports your employees with medical and wage benefits if they are injured on the job. Required for most hospitality businesses.

Cyber Liability Insurance

Protects your business from data breaches, cyberattacks, and compromised guest information—especially important for properties handling online reservations and credit card transactions.

Employment Practices Liability (EPLI)

Covers claims related to wrongful termination, discrimination, harassment, and other employment-related issues.

Umbrella & Excess Liability

Provides additional layers of protection above your primary liability limits—often required for larger properties or franchise operations.

Why Hotels & Motels Choose Vanguard Insurance Group

Hospitality Industry Expertise

We understand the unique risks faced by lodging businesses—from guest safety to property protection to employee liability. Our team builds policies that match your operational needs.

Customized Coverage Packages

Every property is different. We tailor insurance solutions based on your building size, amenities, occupancy levels, and business model.

Competitive Pricing & TopRated Carriers

We partner with leading hospitality insurers to deliver strong coverage at competitive rates, helping you protect your business without straining your budget.

Fast Certificates & Responsive Service

Hospitality moves quickly, and so do we. Our team provides sameday certificates, rapid policy updates, and dedicated support whenever you need assistance.

Risk Management Support

We help you reduce claims and improve safety with guidance on guest injury prevention, employee training, and property maintenance best practices.

Who We Serve

Hotels & Resorts

Full service properties, luxury hotels, boutique hotels, and multi-location brands.

Motels & Roadside Lodging

Independent motels, franchise motels, and limited service lodging operations.

ExtendedStay & Corporate Housing

Properties offering longterm accommodations and furnished units.

Bed & Breakfasts

Small lodging businesses needing tailored protection for guests and property.

Your Guests Trust You. You Can Trust Us.

Running a hotel or motel means managing constant activity—checkins, housekeeping, maintenance, guest services, and more. Vanguard Insurance Group is committed to protecting your business so you can focus on delivering exceptional hospitality.

We help you stay compliant, stay protected, and stay prepared for whatever comes next.

Request a Customized Hospitality Insurance Quote

Whether you’re opening a new property, renewing your policy, or expanding your portfolio, Vanguard Insurance Group is ready to support your business with tailored coverage and expert guidance.

Contact us today to speak with a Hospitality Insurance Specialist and receive a customized quote.

Get a Free Hotels & Motels Insurance Quote